Hello Everyone

[Blue_Joe]

My contract with the house seller would agree the deduction of the whole contract cost from house sale proceeds OR from the exchange deposit monies

There is such a massive flaw with this though as I see it....

This means that the cost of kitchen and its fit becomes amalgamated with the cost of the house. If that fit is a £5K (or worse if more) and if the buyer has bought the house at the current market value or a touch on the high side and then the kitchen will add 5K or 10K on to the house sale price to pay for the kitchen and the surveyor will not take that into account unless you can convince him that the kitchen will add that much to the house value. In turn he goes back to the mortgage company valuing it for less than the sale price this in turn means the mortgage company will not lend against the full amount. And in the current housing market climate that is a VERY real danger!

The absolute danger is that then your business model starts causing house sales to fall through, if this happens more than the odd time your reputation will preceed you and any house seller will not even entertain a buyer that comes wanting to use your proposition!

I can tell you what my answer would be to a buyer if asked if I was willing to that would be - and I wouldn't need time to think about it!

Just my 2p!